Frequently asked questions

On the www.living.hu website you will find all the information about the location of our projects, the technical content of the apartments, and our related services.

The list of apartments is on our website at the following link: https://living.hu/en/property-search

You can search by location, project, number of rooms and apartment size. In the detailed filter, you also have additional options such as filtering by floor, orientation, view. You can request an offer for specific apartments by filling out our application form. You can mark a maximum of 15 apartments in a request for an offer.

You can contact our sales representatives at the following addresses:

• email: sales@living.hu

• in person: H-1134, Budapest, Klapka utca 8. - LIVING Sales Office

• by phone: +36 70 705 2369

• https://living.hu/en/contact

We sell our apartments based on 20-80% payment plans.  

When signing the registration contract: 

• Registration fee - when concluding a registration contract: HUF 2 million gross. 

• The registration fee will later be included in the purchase price. 

• When signing the preliminary sales contract, the registration fee that has already been paid is supplemented by 20% of the total gross purchase price. 

• Within 15 days of receiving a valid occupancy permit: 80% of the total gross purchase price minus HUF 100,000. 

• Upon the subdivision of the condominium: HUF 100,000 gross. 

It is possible to reserve an apartment by concluding a registration contract and paying the registration fee.

After choosing the apartment, the buyers have to give the necessary personal data to our sales representative after making the required declarations. Personal data is handled in line with GDPR. Our sales representative will notify you once the registration contract has been completed, and you can sign the contract in person at the LIVING Sales Office at a pre-arranged time. You need to sign four copies of the registration contract and the payment schedule annex. Once the developer receives the registration fee, they notify the buyers that they can pick up their copy signed by the developer at the LIVING Sales Office.

Depending on the phase of construction, the method of financing, and individual needs, the contracts may differ to such an extent that it is impossible to send sample contracts to customers. We send the completed contract draft to our customers for comments by e-mail, at least five working days before the conclusion of the contract.

Yes, a personal appearance is required, although in special cases we allow a proxy to sign the contract.

Yes, after providing the personal data of the authoriser and the authorised representative, our legal office will prepare the power of attorney for the transaction. Original, signed copies of the power of attorney must be available on site when signing the registration contract.

The registration fee must be paid at the same time as signing the registration contract. The registration fee must reach the developer's bank account within 24 hours of signing the registration contract.

No, the registration fee can only be paid by bank transfer. In exceptional cases, we provide the option of paying in cash at a bank branch.

Yes, paying the registration reserves the property.

The preliminary contract is signed between 30 and 120 days after signing the registration contract, depending on the technical readiness of the project.

Legal fees are included in the price of our apartments. The costs incurred in connection with any subsequent contract amendments are included in our contracts.

The person from our Legal Office who is in charge of process organisation or the technical area in question will contact you about the next step.

Any changes affecting the apartment that adapt the apartment to the buyer's needs. In the preliminary sales contract phase you can make changes to the areas included in the technical information sheet attached to the contract. The list is not exhaustive. As part of a personal or email consultation, we can respond based on your exact needs.

We invite customers for two consultations:  

• The first is about technical needs, including mechanical, electrical and architectural changes. The technical description of the project includes the range of available modifications (scope of ground plan amendment). 

• The second consultation is about cosmetic needs, including selecting flooring and tiling, taps, sanitary ware, doors, and electrical fittings. (Scope of material use) 

  
  

Consultations are held on a topic-by-topic basis, with one consultation on each topic being free of charge and lasting up to sixty minutes. 

In each case, we prepare a one-off quote, which includes itemised changes. The fee for preparing the required revised specialised plans (architecture, electrical, mechanical) is HUF 25,000 + VAT per specialty, based on the applicable legal regulations.

We do not send out a price list. We always prepare an offer for modification needs, which includes the unit prices. We can provide information on the prices of tiling and flooring, taps and sanitary ware in our showroom.

No, this is not possible. We only hand over apartments that are 100% ready.

Two service providers are adding the building to their networks. These service providers are Vodafone and Telekom. An optical cable will be installed from the building entrance to the individual apartments, and at least a CAT5-e UTP cable will be installed inside the apartments.

A description of the basic system and expansion options can be found on our supplier's website, and on our landing page.

The technical content of the apartments does not include false ceilings (with the exception of the necessary mechanical boxes). The construction of false ceilings is prohibited if ceiling heating and cooling is installed.

Yes, this change can be requested when negotiating the floor plan amendments. Once you get to the stage of choosing the materials (tiling/sanitary) to be used it is no longer possible.

Yes. A pull-in cable is also placed in the protective tubes. (The pull-in cable is not suitable for wiring the alarm.)

No, this is not possible. The requirements of the OTÉK (National Building Code, Government Decree 253/1997. (XII. 20.) § 99 (7)) are enforced by the competent authority.

No, this is not possible. In order to maintain the uniform image of the building, it is not possible to modify the windows and doors on the facade. (Changing the size, position, opening direction, colour and method of opening is not possible either)

Investors cannot request this. Only the future owner can request this from the service provider after taking possession of the apartment. 

There are no ceiling cooling and heating cables within a 10-15 cm diameter of the ceiling lamp sockets so that the lamps can be securely attached. Where ceiling cooling and heating is installed, no other ceiling mounting is possible.

The cooling and heating needs of the apartments and the building were determined based on thermal engineering measurements. It is not possible to redesign or resize the system. 

No, this is not possible. The planned ceiling cooling cools the apartment more efficiently and economically. 

It is not possible to move the electrical distribution boxes or the ceiling heating and cooling units and their control unit boxes from the marked locations.

There is underfloor heating in the bathrooms. There are also electric radiators with towel dryers in the bathrooms to increase comfort.

The meters belonging to the apartment are typically placed outside the apartment in the corridors. Mechanical meters are typically placed in cabinets near the entrance door, and in some cases in the bathroom or toilet. All meters can be read remotely. The electronic meters are placed in the corridors, in the shared measuring area (in a locked cabinet).

The apartments are equipped with built-in shutters, and electric outlets are built into the shutter cases. At an additional cost, you can order electrically operated aluminium shutters and manually operated mosquito nets blinds/pleats when choosing the interior materials. It is not possible to install manually operated shutters. Shutters and mosquito nets can be installed at the same time, or at a later date. 

It is possible to control the motorised shutters with a remote control or the smart home application. It is not possible to have a built-in switching point. The colour of the blinds and the runners can be the same as the colour of the facade window.

The storage facilities cannot be modified either architecturally, mechanically, or in terms of electrical fittings.

In order to stick the construction schedule, we refuse all requests beyond the deadline.

It is not possible to change the ratio of cold to warm flooring. Cold flooring is used only in bathrooms, toilets and laundry rooms.  Additional tiling (up to the ceiling) can be requested in bathrooms, toilets and laundry rooms. Lower tiling can be requested outside the tub and shower area.  The totality of the changes cannot cause the purchase price of the apartment to decrease.

It is not possible to install any type of sliding door.

Internal doors are solid as standard. When choosing the interior materials of the apartment, it is possible to request the interior doors in the glazed design shown in the catalogue, for an extra charge.

The transition strips between the rooms can only be left out if both rooms have tiled floors. This is not possible where warm and cold flooring meet, nor in the case of doorways in rooms with warm flooring, as the warm flooring material must have space to expand.

The walls are painted white. It is not possible to have the walls painted or wallpapered. As new buildings need to settle, we actually do not recommend redecorating for the first few years after handover.

If a product goes out of stock, LIVING will inform you. In this case you will have to cooperate in finding a suitable replacement as soon as possible and pay any price difference.

No, this is not possible. You can only choose from the products in our catalogue. We cannot assume responsibility for the quality, availability or delivery of the products provided by an external supplier. The inclusion of such items can lead to the construction being delivered late.

You cannot order extra or spare tiling or flooring from us.

As part of LIVING Service's furnishing service, you can request a cupboard.

The investor chooses tiling/flooring for common areas and balconies and terraces.

These items will be designed and built into your apartment at your personal request. The investor has to order these in advance before you sign the final contract for the apartment.

Within two working days of the contract entering into force.

Yes, but it is necessary to fill in the CUSTOMER - TRANSFER DATA SHEET, as stated in § 7-10 and § 27 of Act LIII of 2017, in which the contracting party makes a declaration on the actual owner.

Yes, both options are possible.

The cost of the extra items/changes ordered is included in the purchase price of the apartment, so these items may also be subject to 5% VAT.

There are no legal fees. An administration fee will be charged as an item in the offer we send, as well as a custodian fee if there is a custodian.

The seller is not an economic entity but an investment fund. The Commercial and Credit Bank Limited Liability Company (Custodian) acts as the custodian for the seller. When the investment fund sells a property, the custodian's consent is required based on Section 38 (3) of the Government Decree on the rules for investment and borrowing of collective investment forms (Custodian Consent). This custodian’s consent is also required for the modification of the preliminary contract, and the fee for this consent – if the modification is required due to the buyer’s initiative or reasons within the buyer’s interest (including contract modifications due to buyer's changes) – must be borne by the buyer. The custodian exercises legal-accounting control over all contracts and checks them, notifying the parties in the event of an error.

A proxy with a power of attorney can take part in the technical handover/conveyance and sign a contract amendment on your behalf. This requires a power of attorney signed by two witnesses, which includes the exact name of the property in question and the subject of the power of attorney.

After the building has reached a given degree of completion, that is, the building is closed, the screed concrete has been laid and walls have been plastered. The investor provides one chance to look at the property. We will send you a letter and e-mail informing you of the date.

The technical handover will take place by the deadline agreed in the contract. We will inform everyone about the exact time by letter and e-mail.

You have 45 minutes for the technical handover, which includes a visual inspection of the property and the signing of the minutes.

You must fulfil your payment obligations by the deadline set in the sales contract. This is a deadline relative to a specific date (the availability of an occupancy permit). All future owners will be notified by letter and e-mail about the fact that the building's occupancy permit has been issued.

Once you have paid all the payment obligations agreed in the contract (including the extraordinary common costs) we will hand over your apartment within 15 working days, or within 60 days if you order built-in furniture.

At the right stage of the project development, we will inform you about the consultation and ordering options for built-in furniture. Built-in furniture increases the purchase price of the apartment, so it can be purchased with 5% VAT, by amending the preliminary contract.

You can choose from the following built-in furniture packages: 

• Kitchen furniture with built-in appliances, 

• Wardrobes,  

• Hall furniture. 

Yes, upon request LIVING Service provides the purchase, delivery, and on-site assembly of movable furniture that is not considered built-in, based on a preliminary interior design consultation and then an order, based on the announced style concepts. The VAT charged on movable furniture is 27%, and it is delivered to the apartment after the keys have been handed over, with the furniture and cornices installed, and the lights and washing machine connected.  

Movable furniture package contents: 

• Sofa 

• Coffee table 

• Living room furniture 

• Dining table and chairs 

• Beds and bedside tables 

• Cornice and curtains 

• Lamps 

• Accessories 

• Washing machine 

At the right stage of the project development, the VAT charged on built-in furniture ordered with a preliminary sales contract amendment, which is added to the property until the apartment is taken into possession (see point 2), is 5%, while the movable furniture package (see items listed in point 3) is subject to 27% VAT.

Two days after signing the contract.

The built-in furniture is put in before taking possession, and the movable furniture is delivered after the handover of the keys.

The technical handover takes place based on the deadline specified in the preliminary contract, during which a report is made of any possible deficiencies and errors. As part of LIVING Service's optional services, for a fee of HUF 75,000 + VAT, we provide an independent technical inspector who reviews the apartment and prepares a list of possible defects. The contractor undertakes to correct the errors in the protocol by the time of handover.

By using the consulting service of our credit and insurance brokerage partner, you can get useful information quickly and efficiently, free of charge, and get an objective picture of your loan, family home support and insurance options. This saves time and allows you to choose from the plans without standing in line.

The credit mediation process goes as follows:  

1. Need assessment, creditworthiness examination, preliminary information, pre-screening for compliance with banking/legislative regulations, offering and bank selection 

2. Compilation and submission of the complete documentation required for submitting a loan application to the bank 

3. Bank credit assessment 

4. Bank loan agreement 

5. Acquisition and disbursement of loan disbursement terms 

The fee for the service is one month's gross rent. 

Contents of our service package:  

• Information: We provide an outline of the options for renting the property. 

• Posting an ad: We advertise your apartment on suitable online platforms. 

• Information: We inform potential interested parties about the details of the property and the rental conditions. 

• Contact: We help you and interested parties communicate effectively. 

• View: We organise a personal on-site presentation of the property. 

• Price offers: We will send you the offers made by interested parties. 

• Negotiation: We participate in the negotiation of the terms of the rental agreement. 

The landlord's real estate brokerage service helps find the ideal tenant for the property at the best possible price and connects interested parties with the owner. The activity ends with the negotiation of the terms of the rental agreement. 

Property management is a much more complex service, which is used for the full operation of the property, and includes the following: 

• Contract management: We prepare and agree on the rental agreement; we work through the process until the contract is concluded. 

• Notarial deed: We organise the preparation and signing of the notarial deed. 

• Inventory, photographic documentation: We prepare detailed documentation when handing over and taking over the property. 

• Taking meter readings: We take the starting and closing meter readings, and regularly check the readings and incoming utility bills. 

• Payment coordination: We organise the timely collection of rent, deposits and utility fees. 

• Contact: We are in continuous contact with your tenants. 

• Apartment inspection: We carry out periodic inspections of your apartment and monitor its condition. 

• Fixing errors: We report warranty issues and have them repaired. 

• Maintenance, conversions and renovations: We carry out the tendering and execution of the necessary maintenance, transformation and renovation works. 

The fee for the service is 12% of the gross monthly rent.

Whether it is the sale of a resale apartment developed by LIVING or another one in Budapest, our expert real estate brokerage partner undertakes the sale of your existing property.

With the help of an external expert, LIVING Service agrees to sell your existing property as quickly as possible and at the highest possible price.  

Benefits provided by our real estate brokerage partner: 

• Quick real estate survey and personal consultation 

• Professional pricing based on market comparative analysis 

• Personalised contract construction 

• Complete real estate marketing, floor plans, professional photos and videos 

• The largest customer base 

• Cooperation with other real estate brokers and networks for more efficient sales 

• Legal background of the sale 

• Continuous information 

• Obtaining the title deed of the property 

• Ordering an energy certificate 

• Active participation in the preparation of the sales contract, including drafting the documents in cooperation with the lawyers 

1. Registration agreement 

2. Preliminary sales contract 

3. Amendment No. 1 of the preliminary sales contract (technical floor plan amendment) - optional 

4. Amendment No. 2 of the preliminary sales contract (amendment of technical material use) - optional 

5. Amendment No. 3 of the preliminary sales contract (amendment of built-in furniture) - optional 

6. Final sales contract

LIVING informs the buyer about the planned time for signing the preliminary and final sales contract via email in advance. Emails from LIVING notifying customers always come from the central szerzodes@living.hu address. If the buyer's intention to enter into a contract is formed once the construction of the residential project has been completed, it is possible that some contractual sections will be omitted, after business policy and legal considerations. for example, buyers may be able to skip the preliminary sales contract and immediately enter into a final sales contract.  

It is important that the final sales contract can only be concluded after the technical handover of the apartment. 

The contract will be concluded at the LIVING Sales Office: 1134 Budapest, Klapka utca 8, on the ground floor of the Kassák Passage apartment building, which is directly accessible from the public area.

The contract signing process is usually completed in an hour and a half.

During business hours: Contracts are concluded between 9:30 and 16:30.

We send preliminary sales contracts for custodian bank endorsement, and final sales contracts for custodian bank endorsement and land registry receipt. After that, we notify our customers by e-mail about the completed customer contract packages. They can be picked up at the LIVING Sales Office in person or through an authorised representative. Upon special request, we deliver the package by post.

As the project progresses, we will send information about the modification in due time. We will send you the necessary blueprints and indicate a time at which we can meet to discuss the items to be modified with our technical staff. After the meeting, our technical member of staff will prepare the modified floor plans and the related price offer. If this is accepted, someone from the Legal Office will prepare the contract amendment, which can be signed at the LIVING Sales Office.

Customers can obtain detailed information on issues related to data management related to contractual processes by LIVING from the data management information posted on the website https://living.hu/en/landing/privacy-policy.

Due to the laws on the prevention of money laundering and the financing of terrorism, the preliminary sales contract can only be concluded if you have and show valid identification cards (ID card or passport, or driver's license and official ID card confirming your residential address). 

If the buyer is not a natural person but a legal entity such as a company, then the prerequisite for concluding the sales contract is a copy of the certified company certificate requested no more than 15 days before the conclusion of the contract. The Legal Office accepts the legal certificate in both paper and in electronic form. Any notary public can issue a paper-based company statement upon request. For electronic statements, please refer to the following website: https://ceginformaciosszolgalat.kormany.hu/ceginformacio-elektronikus-uton. It is also necessary to have either an authentic copy of the specimen signature of the person acting as the legal representative of the legal entity of the buyer and signing the contract in person prepared by a notary public, or an original copy of the equivalent signature sample prepared by a lawyer. The staff of the Legal Office will request the original, paper-based documents (company statement, copy of specimen signature, or sample signature) from the customer and keep them in the case file. 

For the final sales contract, in addition to the certificates listed above, as part of the declaration to the National Tax Authority regarding the stamp duty, it is necessary to present and hand over the tax certificate before concluding the transaction. 

If the buyer does not have a physical tax card, the competent tax authority can issue a certificate of the tax identification number to the taxpayer upon request. In this case, we accept the original tax authority certificate, which is returned to the buyer after making a copy.

If the buyer is not a Hungarian citizen and the tax authority has not generated a tax identification number for them, then it is necessary to indicate to the seller the fact that the buyer does not have a tax certificate. In this case, the buyer must draw the seller's attention to this fact.

If the buyer is unable to appear in person at the time of concluding the contract, it is possible for the buyer to act through a proxy. If the customer wants to sign the contract by proxy they must indicate this by email to szerzodes@living.hu before concluding the contract so that our staff can send the editable document sample required for authorisation to the buyer in time. We only accept powers of attorney that include the standard text provided by us, which is suitable for legal effect in practice. The power of attorney for the preliminary sales contract cannot be used when concluding the final sales contract. A separate power of attorney is required for the two contractual processes. The power of attorney must be countersigned by the lawyer appointed by the buyer.

If the buyer cannot read and write in Hungarian, it is necessary in all cases for the buyer to arrange for an interpreter during all communication with LIVING, including before the legal transaction in question. LIVING does not act to ensure that an interpreter is available to customers and does not recommend interpreters. The presence of an interpreter is mandatory during the entire process of signing the contract. The interpreter translates the contract and its accompanying documents. If no interpreter is present, the contract will not be signed, and LIVING will consider this a breach of contract by the buyer, who will have failed to fulfil their obligation to sign the contract.

For a preliminary contract, the answer is: 

1. Based on the preliminary contract, the contracting parties commit themselves to signing the final sales contract. Unlike the final sales contract, the preliminary sales contract is submitted neither to the land registry or the National Tax and Customs Office. This means that at this stage it is premature to indicate a possible buyer's tax discount or exemption in the scope of the stamp duty to be paid by buyer. 

For a final sales contract, the answer is: 

2. Before concluding the final sales contract, LIVING will send all buyers the data request document for stamp duty, which will form the basis of the B400 form prepared for the conclusion of the contract and regulated by the National Tax and Customs Office. The B400 data sheet regulated by the National Tax and Customs Office is a mandatory annex to the final sales contract, which contains the declaration of the obligation to pay the stamp duty in the case of refundable real estate transfers. The customer must check and sign the data sheet. Please note that the administration of clients' stamp duty is not part of the contract signing process, so LIVING and the Legal Office do not provide advice on optimising stamp duty. In this context, it is advisable for buyers to consult with a specialist before concluding a deal. 

The first email will be a notification specifying the exact time of the contract signing, followed by another email, typically sent five working days before the contract signing. The final draft of the preliminary sales contract/final sales contract (including personal and financial data) is attached to this email. For data protection reasons, LIVING sends the drafts encrypted. They can be unlocked with a code.

Customer questions and comments sent to the central mailing address (szerzodes@living.hu) are continuously processed by our staff, who try to answer them as soon as possible. If it is not possible to solve a particular issue before the date of the conclusion of the contract, then we will answer verbally at the time of the conclusion of the contract. The time allotted for concluding the contract is sufficient for some issues to be renegotiated orally.

The buyer is obliged to bear costs of HUF 60,000 + VAT each time they miss an appointment for concluding the contract for which they do not provide notification 24 hours in advance, including instances in which (i) the buyer is unable to appear at the time mentioned in the conclusion of the contract and does not indicate their absence in writing at least twenty four hours before the conclusion of the contract, (ii) indicates that they will not be present but does not give an acceptable reason for their absence, or (iii) makes the conclusion of the contract at the specified time impossible by not providing information at all or not providing information in a timely manner (e.g.: financing, amount of personal bank loan, indication of disbursing bank, etc.). The buyer has to pay the costs at the next contract signing appointment.

If the email sent by the Legal Office prior to the contract signing specifies any missing data or documents, the buyer is obligated to provide them immediately, before the contract signing date. Missing data and/or documents make finalising the contract impossible.

The final sales contract is largely identical to the preliminary sales contract, since the parties have already agreed on the essential terms of the final contract in the preliminary contract. Differences may arise from the fact that the legal effect of the contracts is different. With the preliminary sales contract, the parties undertake to enter into a later contract, while with the final contract of sale, the parties undertake to transfer the ownership of the property. The preliminary sales contract cannot be submitted to the land registry, while the purchase contract will form the basis of the land registry procedure. In this area, legislation regulates the content that needs to be included in the final sales contract, which would have been unnecessary in the preliminary contract. In addition to this, the technical implementation of the project may have progressed and permits may have been acquired in the meantime, which along with legislative changes and continuous development, may lead to changes in the wording.

When signing the preliminary or final sales contract by proxy, the transfer of ten original copies of the power of attorney to the seller or to the employee acting on behalf of the Legal Office is a prerequisite for concluding the final sales contract.

For pre-purchase agreements, LIVING will only accept powers of attorney if they are in the form of a public document certified by a notary public or a private document countersigned by a lawyer. For sale and purchase agreements, powers of attorney are only accepted by the land registry if they are public documents certified by a notary public or private documents countersigned by a lawyer. The power of attorney, as a legal declaration, cannot be made in front of two witnesses.

In addition to the formal requirements, the land registry also examines the content of the power of attorney related to final sales contracts. Therefore, if the buyer wants to sign the contract by proxy they must notify us in good time before the conclusion of the contract by writing an email to szerzodes@living.hu. This is because only power of attorney templates made and updated by the Legal Office may be utilised. It is important to note that LIVING only arranges for the provision of an editable power of attorney suitable for registration in the land registry to buyers. The Legal Office does not cooperate during its countersigning by a lawyer or a notary. This means the buyers have to arrange this before the date of concluding the transaction with the buyer's proxy, with the assistance of a lawyer or before a notary public.

The process of signing the sales contract is as follows: the buyer countersigns the document at the Sales Office in front of the representatives of the acting Legal Office. The seller then signs it and finally the acting lawyer countersigns it. After that, LIVING will ensure that if a custodian bank is also involved in the project (for example: Kassák Terrace, Le Jardin) the sales contracts are forwarded to the custodian bank so that they can be approved and endorsed by them. After that, the buyer can receive their copy.

The Legal Office bases the part of the purchase agreement regarding the payment of the purchase price on the data request regarding the financing sent by LIVING to the buyer and uploaded by them. After the deadline for returning the financing data, the buyer has to pay a fee of HUF 60,000 + VAT each time they need to add extra contractual data, or if they want to change the method of financing.

If a custodian bank is taking part in the legal transaction (residential project in question), copies of the original sales contract signed by all contracting parties and countersigned by a lawyer, as well as the related documents, signed by the custodian bank, in person or by proxy can be collected from the Sales Office on working days between 8:30 and 17:00. LIVING will send the buyer an email from szerzodes@living.hu to inform them of the date on which the sales contract and accompanying documents are available for personal pick up. The buyer can also receive the documents by post if they request it.

After the custodian clause, by the thirty-day deadline prescribed by law, the Legal Office will arrange for the final sales contracts to be personally delivered or mailed to the correct land registry office. It is not necessary to submit the preliminary sales contract to the land registry. 

When preparing the sales contract we request exact financing data from the buyer by e-mail. This includes how much of the final settlement will be covered by a market-rate mortgage, CSOK+ or LTP and which credit institution will finance it. It is important to choose only a financial institution that will disburse the loan no later than sixty days after the issuance of the occupancy permit.

Yes, savings from a home savings fund is considered your own resource.

If you plan to use money from your home savings fund to contribute to the purchase price, please provide LIVING with the following information before concluding the contract: name of the home savings fund, the total amount of the buyer's home savings fund (for housing), the home savings contract number, identifier; the owner and authorised representative of the home savings account; and its beneficiary (if not the same as the owner). If the home savings contract has been closed (e.g. terminated), you have to scan the related closing document issued by the home savings fund and sent it to szerzodes@living.hu.

Please send an email to szerzodes@living.hu indicating the required documents requested by the financing bank. After that, you can receive the documents in electronic form by e-mail or the paper-based documents at the LIVING Sales Office.

You can arrange for your appraisers to come once the occupancy permit has been issued. You can make an appointment by emailing muszaki@living.hu.

If the buyer is also purchasing another real estate unit (e.g. apartment or storage space) in addition to a parking space, we will conclude a sales contract for the parking space. This is necessary because the buyers can be listed earlier in the real estate register as owners of the apartments (and storage units). The parking space is part of the undivided communal garage, so it is necessary to list all the owners on the title deed of the garage. Based on the law on real estate registration, the land registry processes applications in the order they are received. This is called the priority principle. This means it is likely that there will be numerous unresolved applications – notes in the margin – on the title deed of the garage until each one is finally recorded individually. As it is in the customer's interest to register the ownership of their apartment as soon as possible, LIVING concludes a separate sales contract for each real estate unit. When it comes to apartments, buyers typically use bank loans and often state subsidies in addition to their own resources. This is another reason why registering the apartment with the land registry as soon as possible is crucial. 

If a minor is a contracting party on the buyer's side, then the final sales contract must, as a general rule, be approved by the competent guardianship authority before it is submitted to the land registry. In the case of a minor buyer, the legal representatives (the parents) must notify LIVING before the transaction on whether the acquisition will be made using the minor's assets or the parents' assets. If the minor acquires real estate exclusively from the parents' assets, no approval from the guardianship authority is required. The land registry examines the approval of the guardianship authority. The buyer will be refused registration is there is no approval. The Legal Office does not represent the customers in matters of guardianship. The guardianship procedure can be initiated by the buyers personally or with the help of a lawyer. When the buyer is a minor, they cannot cover the purchase price with a bank loan and/or state support. In this case, LIVING can only accept payments from the buyer’s own resources. In the case of a child under the age of 14, only the parents can sign together on behalf of the child. The presence of the minor is not required at the conclusion of the contract. Children between 14 and 18 years old sign in their own name. However, the parents approve the contract together in writing. This means the participation of both the child and the parents is necessary when signing the contract. 

The prospective buyer cannot establish usufructuary rights at the same time as the sale. Based on the Supreme Court's unified legal interpretation decision, these rights can only be validly established by the seller. Therefore, there is no way to establish usufructuary rights. Of course, after paying the full purchase price, there is nothing to prevent the buyers from establishing usufructuary rights on the property they own. They can choose to do this free of charge or in exchange for consideration. 

As a general rule, each buyer will receive one copy of the sales contract. The seller automatically supplements the number of copies when they know that the buyer needs an additional original copy to provide to a credit institution for example. If, in your case, an additional original copy of the sales contract is needed due to any special circumstances stipulated by law, it is advisable to indicate this in advance through the Sales Office, specifying the reason for the request.

If the buyer is not Hungarian or a citizen of a European Union country, i.e. they are a third country national, the licensing decision of the competent government office for the acquisition of property is a prerequisite for concluding the sales contract. The government office permit is a prerequisite for the final sales contract, as the permit can also be obtained with the preliminary sales contract. An original or notarised copy of the government office's decision authorising the acquisition of real estate by foreigners – if issued on paper – must be submitted to LIVING, as this has to be submitted to the land registry when registering the buyer's ownership. If the government office issued the decision authorising foreigners to acquire real estate electronically, this file must be sent to LIVING by email. It is worth paying attention to the official practice that the government office of Budapest’s 13th district has made a notification that it shall refuse to grant a permit if the buyers previously acquired other real estate in Hungary. If a government office procedure is necessary, the Legal Office does not represent the customers in this regard. The government office procedure can be initiated by the buyers personally or with the help of a lawyer. 

The Legal Office will analyse cases in which a non-domestic and non-European Union national buyer obtains their government office permit at such a stage of the project at which the expected topographical number may change. The Legal Office will do this on a case-by-case basis, with regard to the legal transaction in question and how the buyer's registry entry for the property right can be accessed. If, based on the decision, this cannot be waived, the buyer must have the topographical number amended by the government office.  

The Legal Office handles the administration of encumbrances registered on the property by the seller (project financier's bank). The buyers have nothing to do in this regard. Obtaining cancellation permits for encumbrances from the bank and delivering them to the land registry are the responsibility of the seller. 

If the buyer is not a natural person but a legal entity such as a company, then the prerequisite for concluding the sales contract is a copy of the certified company certificate requested no more than 15 days before the conclusion of the contract. The Legal Office accepts the legal certificate in both paper and in electronic form. Any notary public can issue a paper-based company statement upon request. For electronic statements, please refer to the following website: https://ceginformaciosszolgalat.kormany.hu/ceginformacio-elektronikus-uton. It is also necessary to have either an authentic copy of the specimen signature of the person acting as the legal representative of the legal entity of the buyer and signing the contract in person prepared by a notary public, or an original copy of the equivalent signature sample prepared by a lawyer. The staff of the Legal Office will request the original, paper-based documents (company statement, copy of specimen signature, or sample signature) from the customer and keep them in the case file. 

Buyers must also ensure that the specimen signature/signature sample contains the current details (particularly the registered office and address) of the buyer, who is a legal entity (such as a business or company) or the representative acting on its behalf, such as a managing director or CEO. The Legal Office cannot accept it otherwise. If you wish to use a previously prepared specimen signature/signature sample, please ensure that the available copies are up to date.

Our office does not accept payments in cash. We accept bank transfers only. Please go to a bank branch of your choice and transfer the amount to the bank account specified in the contract, referring to the property ID that is the subject of the contract. It must be the contracting party that makes the payment in the bank. If the identity of the payer differs from that of the contracting party, it is necessary to declare the actual owner when concluding the contract.

The electronic invoice sent by email is created based on the payments. It can only be sent once the transfer has been received.

We issue electronically certified invoices, which are valid when transmitted electronically. We send printed invoices by post only upon special request.

After signing the registration contract, an advance invoice for the registration fee is prepared based on the payment. After the preliminary contract has been concluded, an advance invoice is prepared based on the payment for the first instalment of the purchase price and the technical modification, if any. Based on the real estate sales contract, advance invoices are also prepared for the second and further instalments of the purchase price. The final invoice will be prepared after the full purchase price has been paid and possession has been taken.

Point 3.4 of the real estate sales contract contains the details of the amounts to be paid. These must be paid to the specified bank account by the specified date. The payment must be initiated by the contracting party. If someone else makes the transfer it is necessary to declare the identity of the actual owner. 

The name and bank account number of the person making the payment must always be visible for transfers initiated via Revolut.

Request a financing offer by emailing hitel@livingservice.hu. Please also familiarise yourself with the loan disbursement conditions before concluding the final contract.

Please let us know by writing to szerzodes@living.hu, then at a pre-arranged time, you can collect the paper copy from the LIVING Office.

Send a detailed request for these declarations to szerzodes@living.hu. We will send the statements at a pre-arranged time by email. You can pick the original up at our office.

Write and email to szerzodes@living.hu regarding your request. Before you do this you need to agree the day of payment with your bank, which is necessary for issuing the invoice.

When paying the second instalment of the purchase price you also have to pay two months of extraordinary common costs. Paying this is a condition for the transfer of ownership. 

No invoice is created for this payment because LIVING does not keep the money. After the establishment of the Condominium, the amount of the extraordinary common expenses reduced by the common expenses incurred up to that point will be transferred to the bank account of the condominium.